Terms of Use

1. Introduction

Welcome to FinTech Nexus. These Terms of Use ("Terms") govern your access to and use of our website located at fintechnexus.co.uk (the "Site") and all content, services, and products available through the Site.

By accessing or using our Site, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not access or use our Site.

Our Site provides educational content about financial technology, including blockchain technology and digital payment solutions. We do not provide financial advice, investment recommendations, or financial services.

2. Access and Use

2.1 Eligibility

You must be at least 16 years old to access or use our Site. By accessing or using our Site, you represent and warrant that you are at least 16 years old.

2.2 Acceptable Use

You agree to use our Site only for lawful purposes and in accordance with these Terms. You agree not to:

• Use our Site in any way that violates applicable local, national, or international law or regulation;
• Use our Site to transmit any material that is defamatory, offensive, or otherwise objectionable;
• Attempt to gain unauthorized access to any part of our Site, the server on which our Site is stored, or any server, computer, or database connected to our Site;
• Use our Site to transmit or facilitate the transmission of unsolicited or unauthorized advertising, promotional materials, junk mail, spam, or any other form of solicitation;
• Use our Site in any manner that could disable, overburden, damage, or impair the Site or interfere with any other party's use of the Site;
• Use any robot, spider, or other automatic device, process, or means to access our Site for any purpose, including monitoring or copying any of the material on our Site;
• Use any manual process to monitor or copy any of the material on our Site or for any other unauthorized purpose without our prior written consent;
• Introduce any viruses, Trojan horses, worms, logic bombs, or other material which is malicious or technologically harmful.

3. Intellectual Property

3.1 Ownership

Our Site and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by FinTech Nexus, its licensors, or other providers of such material and are protected by UK and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

3.2 Limited License

We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use our Site for your personal, non-commercial use only. This license does not include:

• Any resale or commercial use of our Site or its contents;
• Any collection and use of any product listings, descriptions, or prices;
• Any derivative use of our Site or its contents;
• Any downloading or copying of account information for the benefit of another merchant; or
• Any use of data mining, robots, or similar data gathering and extraction tools.

3.3 User Contributions

Any content you submit to our Site, including but not limited to comments, feedback, or suggestions, will be considered non-confidential and non-proprietary. By providing any such content, you grant us and our affiliates and service providers, and each of their and our respective licensees, successors, and assigns the right to use, reproduce, modify, perform, display, distribute, and otherwise disclose to third parties any such material.

4. Disclaimer of Warranties

Your use of our Site is at your own risk. The Site and its content are provided on an "as is" and "as available" basis, without any warranties of any kind, either express or implied.

Neither FinTech Nexus nor any person associated with FinTech Nexus makes any warranty or representation with respect to the completeness, security, reliability, quality, accuracy, or availability of the Site. Without limiting the foregoing, neither FinTech Nexus nor anyone associated with FinTech Nexus represents or warrants that the Site or its content will be accurate, reliable, error-free, or uninterrupted, that defects will be corrected, that our Site or the server that makes it available are free of viruses or other harmful components, or that the Site will otherwise meet your needs or expectations.

FinTech Nexus hereby disclaims all warranties of any kind, whether express or implied, statutory or otherwise, including but not limited to any warranties of merchantability, non-infringement, and fitness for particular purpose.

The foregoing does not affect any warranties which cannot be excluded or limited under applicable law.

5. Limitation of Liability

To the fullest extent permitted by applicable law, in no event will FinTech Nexus, its affiliates, or their licensors, service providers, employees, agents, officers, or directors be liable for damages of any kind, under any legal theory, arising out of or in connection with your use, or inability to use, the Site, any websites linked to it, any content on the Site or such other websites, including any direct, indirect, special, incidental, consequential, or punitive damages, including but not limited to, personal injury, pain and suffering, emotional distress, loss of revenue, loss of profits, loss of business or anticipated savings, loss of use, loss of goodwill, loss of data, and whether caused by tort (including negligence), breach of contract, or otherwise, even if foreseeable.

The foregoing does not affect any liability which cannot be excluded or limited under applicable law.

6. Indemnification

You agree to defend, indemnify, and hold harmless FinTech Nexus, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Site, including, but not limited to, any use of the Site's content other than as expressly authorized in these Terms.

7. Governing Law and Jurisdiction

These Terms and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of England and Wales.

Each party irrevocably agrees that the courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these Terms or their subject matter or formation (including non-contractual disputes or claims).

8. Changes to Terms

We may revise and update these Terms from time to time in our sole discretion. All changes are effective immediately when we post them, and apply to all access to and use of the Site thereafter.

Your continued use of the Site following the posting of revised Terms means that you accept and agree to the changes. You are expected to check this page frequently so you are aware of any changes, as they are binding on you.

9. Contact Us

If you have any questions or concerns about these Terms or our Site, please contact us at: